Loan Eligibility Calculator

Option 1 (Loan-To-Valuation 75%)

Payment Structure

Min 5% cash downpayment
Tenor is capped at age 65 and cannot exceed 30 years
Loan is capped at 75% of purchase price or valuation whichever is lower

Results

Estimated Loan Eligibility: -

Target Property Price: -

Maximum Loan-To-Valuation (LTV-75%): -

Loan Tenure: -

Minimum Cash Downpayment (5%): -

Monthly Instalment (Based on LTV): -

Reference Rate:

% p.a

Balance Cash/CPF Downpayment (0.00%): -

Loan Eligibility Loan Shortfall

Disclaimer from TLC: Figures provided on this page are for illustration purposes and do not constitute as a formal approval from a bank.

To get maximum 75% Loan:

Pledge Funds:

Pledged funds to be placed in the bank's fixed deposit for up to 4 years.

Show Funds:

First show of funds during loan application, second show of funds before purchase completion.

Miscellaneous Costs

Legal Fee (Purchase) Actual fees may vary.

Valuation Fee Actual fees may vary.

Buyer Stamp Duty Information on Buyer Stamp Duty is available on the IRAS website here

Additional Buyer Stamp Duty Information on ABSD remission can be found at IRAS website here

Option 2 (Loan-To-Valuation 55%)

Payment Structure

Min 10% cash downpayment
Tenor is capped at age 75 and cannot exceed 35 years
Loan is capped at 55% of purchase price or valuation whichever is lower

Results

Estimated Loan Eligibility: -

Target Property Price: -

Maximum Loan-To-Valuation (LTV-55%): -

Loan Tenure: -

Minimum Cash Downpayment (10%): -

Monthly Instalment (Based on LTV): -

Reference Rate:

% p.a

Balance Cash/CPF Downpayment (0.00%): -

Loan Eligibility Loan Shortfall

Disclaimer from TLC: Figures provided on this page are for illustration purposes and do not constitute as a formal approval from a bank.

To get a 55% Loan:

Pledge Funds:

funds to be kept in a bank's fixed deposit for up to 4 years

Show Funds:

show funds once during loan application second time before purchase completion

Miscellaneous Costs

Legal Fee (Purchase) - Actual fees may vary.

Valuation Fee - Actual fees may vary.

Buyer Stamp Duty - Information on Buyer Stamp Duty is available on the IRAS website here

Additional Buyer Stamp Duty - Information on ABSD remission can be found at IRAS website here

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Property Details

Borrower 1's Income Details

Borrower 2's Income Details

Option 1 (Loan-To-Valuation 75%)

Payment Structure

Results

To get maximum 75% Loan:

Miscellaneous Costs

Option 2 (Loan-To-Valuation 55%)

Payment Structure

Results

To get a 55% Loan:

Miscellaneous Costs